Medicare Advantage (MA)
Medicare Advantage, also known as Medicare Part C or MA, is a type of Medicare health plan offered by private insurance companies that contract with Medicare to provide all the benefits of Original Medicare (Part A and Part B) and may include additional benefits such as vision, hearing, dental, and wellness programs.
Medicare Advantage plans typically include prescription drug coverage (Part D) as well and some plans may offer additional benefits like routine vision or hearing coverage.
Medicare Advantage plans generally have a network of providers, so you will need to use doctors, hospitals and other providers that belong to the plan's network to get the most coverage.
Medicare Advantage plans typically have out-of-pocket costs, like deductibles, copays, and coinsurance, which can vary depending on the plan. Some plans have a maximum out-of-pocket limit, which is the most you would have to pay in a year.
The cost of a Medicare Advantage plan can vary depending on the plan, your location, and other factors, and it is important to compare plans and costs before enrolling.
It is worth noting that if you enroll in a Medicare Advantage plan, you will still be in the Medicare program, but your benefits will be coordinated through the Medicare Advantage plan rather than Original Medicare. You have to be enrolled in Medicare Part A and Medicare Part B B to be eligible for Medicare Advantage, and continue to pay your Medicare Part B Premium.
Typically includes dental, vision, hearing coverage, and may include supplementary benefits.
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