Health Maintenance Organization (HMO)

A Health Maintenance Organization (HMO) is a type of healthcare organization that provides healthcare services through a network of healthcare providers and facilities. In an HMO, members pay a monthly fee, known as a premium, to get healthcare services, such as checkups, tests, and treatment for health issues. HMOs usually require members to choose a primary care doctor who is responsible for coordinating their healthcare needs and referring them to specialists when needed.

HMOs focus on preventing health problems and finding health issues early. They also try to lower healthcare costs by working with healthcare providers and facilities in their network to negotiate lower prices. HMOs can be a good choice for people who want to save money and are okay with using a limited network of healthcare providers and facilities.

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