Guaranteed Issue Life Insurance (GI)
Guaranteed issue life insurance is a type of life insurance that is guaranteed to be issued to any eligible applicant, regardless of their health or medical history. These policies are designed for individuals who may have difficulty getting approved for traditional life insurance coverage due to pre-existing health conditions or other factors.
Guaranteed issue life insurance typically has lower death benefits and higher premiums than traditional life insurance policies, and may have waiting periods before the full death benefit is payable.
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